This is open platform. People can do whatever they want to do. I'm the first to donate to people that I feel I can help -- that is my decision. I mean, I prefer people don't tell other people what to do and obviously, you like to tell people what to do or what risk should mean to them -- so let's just all do whatever we EACH want to do as INDIVIDUALS. If you want to help -- help -- if not, don't -- if you want to discourage, do that -- if I want to ignore your input or discouragement, I will. See, everyone's happy. Thanks for the warning @thehulk: your post may have saved ME and others from being SCAMMED and that is worth MORE than my current new 2cents here on Steemit (expect my donation).