I've thought about this as well. I think the key will be having systems that can still run in small neighborhoods even if the Internet goes down. This is why I've researched a lot about mesh-networks over the years. We have to create self-sufficient pockets that won't collapse even if the overall system collapses.
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If the internet/electricity goes down, simplicity is the way forward, not complexity.
(bartering/physical token, has been proven to work out quite ok, so far - without any hi tech).
Where has barter worked?
Barter works everywhere , all the time.
(I exchanged 2 lbs of tomatoes yesterday, for a dozen eggs...)
......ohhhhhhhh....from 14,000 b.c until around 3,500 b.c, approx...)
Yeah, for sure. I remember seeing a presentation at PorcFest where someone built a mesh network and demonstrated how it works. Definitely important if things get bad.