Congratulations on your 6th year on this blockchain. I can still remember how you supported me when I was exploring the chain to learn, and I hope you will take a leading role in initiating one of the projects you mentioned.

I agree with your stance on HBD APR. We should target a different type of investor. While a 20% APR for HBD has gained some attention, the challenge lies in securing enough liquidity for real-world projects.

Lastly, I look forward to see your developments in new Hive-based projects, and I hope your future predictions come true.
$WINE

Cheers~