All true, but when? Hive incl. its predecessor is >5y old. Will the numbers ever be 5x in this decade? Look at the current "growth rate".
The whales will still for a very long time dominate and be able to put off many people.
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It's all okay to be pessimistic, but truth be said the whole crypto world is still very young. We've not seen real massive adoption yet. But I believe it will be coming sooner or later and the floodgates will be opened.
The hive account creation process is still a bit of a hassle, and there are also quite a few things we still could improve in the authentication process. So, while we are definitely making progress (Splinterlands et. al.), we are currently not even close to being ready for the big masses yet.