LOL - So, if we are all talking about the same thing, then @vocup was actually right from the beginning!?! 😁
And I agree with that, that he was right, although I don't think that we are all talking about the same thing.
I believe that you are still mixing several things.
At first, @vocup didn't say (mentioned)...
...that compounding is automatic after you withdraw the interest !
Regarding interests, he said...
By claiming it, they (the interests) would be automatically added to the amount in your savings, ...
And that's true, btw!
So, I think that you are still mixing the following entirely different two things - claiming interests and withdrawing from savings to liquid HBD.
Besides that, you don't have to "move any amount of HBD from the account," as you said, to be able to claim your interests. I.e., on Ecency and PeakD interfaces (after 30 days) non-clickable button "Claim in XX days" would become clickable "Claim" or "Claim interest" button, and by clicking on it you would claim all your interests, but they wouldn't arrive in liquid HBD, they are going to be added to the amount in your savings (just as @vocup described).
So, if one wants to compound it, he/she would keep it and leave it there. After that, the cycle would continue normally calculating new interests on the new amount (the previous amount in savings + just added interests), and without the need to withdraw a single dime!
@ana-maria you really have a keen eye! 😄
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Yes he is right, thats why I said we are all in the same page! I got a bit anxious when the user said that I was going to make him lose money and misread his post. And in top of that I admit that I failed to explain the 30 days claim period, which is logical when any front end says "claim in x days" changing to claim the bottom.
But ,yes you move HBD when you click the claim button, even 0.001 HB like the example that I showed about my claim! I moved 0.001 HBD to my savings! And the post that I used as example has the instruction:
Well, I believe that you got a bit anxious when the @intrepidthinker said that you were going to make him lose money.
But you also have to understand that the initial comment that you left must have been truly confusing, if not misleading, for him.
He couldn't know what you already knew and understood and even less what you think. If he did, he wouldn't "cry" for help with the whole post seeking what-to-do and how-to answers.
I don't want to offend you or make you more anxious, but if you take a look calmly once again at your initial comment, you will realize it was quite shallow and superficial in the way that @intrepidthinker really couldn't know what he is supposed to do.
To withdraw HBD, where from and where to?! - Unclear!
If he by accident followed your advice, understanding it as he should withdraw (at least) 0.001 HBD from savings (to liquid HBD), he would actually lose his currently accumulated interest and stop the ongoing cycle.
We are talking here about HBD 2-3 $ he could lose in that case. Maybe it's not a big amount for you and me, but we don't know if it is a big amount for him, especially if we have in mind places and countries where this is a weekly salary.
I'm sure you just wanted to help, and with that intention, you just posted a quick answer. I believe, in the excitement of the moment, it skipped from your mind that something that already became your common knowledge and understanding doesn't have to be the same for the person on the other side.
Yes it was superficial needed more context for sure! But it is a bit difficult to explain by comments im still not sure if this convo is well detailed for a newbie! Cheers
OMG, man! - That's the "cost" of the claim (interest) transaction, and it's happening automatically (especially on PeakD) - not some extra transaction one should do manually!
yep automatically! but still do! I prefer doing manually but still, it is a movement, I think you are being picky in your argument. It isn't the cost like you said ...it is the movement that makes the interest to migrate to your account! clicking the button claiming or just transferring by yourself cheers =) as I said I asked sorry to @vocup! And hopefully the user understood that he waits until the claim button appears!
Hmmm... 🤔 If it is an apology for a false accusation that we were wrong, we must admit it's hard to recognize one, but we will accept it anyway! 😅
Yes, you are right; it's just the movement or allocation (of the funds), and that's why I put the word "cost" inside the quotation marks. 🙂
I understand that you want to be sure that at the end of the cycle, your interests moved to savings, and that's why you are maybe doing that additional transfer, but it's really not needed if you already claimed the interests manually by this or that interface claim-button.
you also did that!