I can fully relate to this. I suggest that you start looking for a plot of land and then build two separate houses or a single house with an upstairs house. It's better than apartments that keep on extracting money for maintenance too. Also, please consult a vastu specialist for such plots. Praying to Lord Ganesh is also helpful. He will remove all obstacles.
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Sounds like a good alternative, I'll surely explore this option ☺️
Spiritual belief does encourage to hold on to dreams, maintaining the enthusiasm to keep moving forward.