I tried to switch to minimalist wallets a couple of years ago, but it didn't work for me.
I always carry two bank cards with me because I have two different accounts. In addition, I carry two personal identification cards; in dictatorial Serbia, they will very likely check you late at night for no reason at all. A driver's license is not enough for them, so in addition to it, I also carry an ID card. In addition, I also need health insurance cards - two more (state and private). Fortunately, I keep my car insurance cards and auto card in my car, which many people consider unsafe due to potential burglaries.
Anyway, those are already six must-have cards that I always carry with me. When I go to the office, I also need a card to enter the building... Seven cards.
Plus cash.
Plus a couple of coins that I always have, mostly to get a shopping cart.
In the end, I went back to the classic smaller wallet that I always keep deep in the front pocket of my pants. I am not saying that it is not possible to steal it there, but it is much more difficult and fortunately it has not happened so far.
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That's how my wallet used to look like. I still have two cards from crypto banks, but those stay at home since I never use them. Thankfully, in Brazil our driver's licence serves as ID (our id number is in there). Our Government is creating a new ID system that concentrates all those annoying numbers in one single document (already available via app). As much as I dislike anything governmental, especially online, it's better than carrying two or three different documents.
I can't recall the last time I was checked for ID.. and now in Australia they're trialling digital licences so I won't even need to have my licence in my phone!
Yes, that would be normal. When I'm traveling in Europe, I usually only carry one bank card, and I have all the other documents, including my passport, as photos on my phone, and I've never had the slightest problem. Unfortunately, in Serbia I have to have physical cards with me for some unknown reason 🤷♂🤣