“You Can Be a Millionaire, Too” ?! / 「あなたも億り人になれる」?! - My Actifit Report Card: December 26 2024

in Actifit2 days ago (edited)

(日本語は後半にあります)

【English】

Today was a relatively warm day and I walked a lot.

First, I went to the post office to pay my husband's inhabitant tax. In principle, we are supposed to pay the inhabitant's tax by bank transfer, but we pay it by payment slip (and since my husband forgets it easily, I only go to the post office to pay it on his behalf). We paid the tax due at the end of January next year today, and it feels good.

The damned thing is that the inhabitant tax, income tax, health insurance premiums, and pension premiums are all very expensive! I'm really not satisfied that there is no withdrawal mechanism for health insurance and pension 😩 I wonder if they could at least let me quit the pension and manage it by myself...

I think about this every time I go to pay inhabitant tax... I should probably use a bank account transfer since it's bad for my mental health, I don't know.

Well, after that, I went to a temple for the first time in a long time. It is a small temple with a cemetery on the same site. When I looked at my feet, I was surprised to see a large citrus fruit with a bumpy skin that looked like a pumpkin. What are these oranges... sick?

I took a picture of the citrus and went home to check it out. It seems to be a type of fruit called “Shishi Yuzu” or “Oni Yuzu” and it was not sick😅 It was written that it was mostly skin and few fruits.

I also like this Jizo. It looks like a Mizuko Jizo (a guardian deity for the spirits of aborted children), but it has a gentle expression that soothes me.


Finally, I decided to stop by a convenience store and go home.

Today I was curious about the magazine "サンキュ!"(which means "Thank you"), so I bought it. I rarely read magazines, but "サンキュ!" is the only magazine that interests me, so I buy it about three times a year. Its contents that interest me, such as decluttering, easy recipes, dieting, saving money, savings, and so on. It is what is called a "housewife magazine".

I have the impression that there is a lot of information in there that can improve our lives with a little ingenuity and a change of mindset. I like that it is full of ideas like, "Oh, I can do that too".

However, I was a bit surprised to see a separate supplement this time, "You Can Be a Millionaire, Too!"...

I didn't think "サンキュ!" would deal with such a theme 😂 Until now, it has been "You can save 1 million JPY (about $6,365) in a year!" or (around fall) "Let's save 100,000 yen within this year!" or something like that...but now it's finally "millionaires"?? I feel like the level has suddenly gone up.

Well, it is the end of the year, and this may be an interesting feature to think about money planning for next year and beyond. In fact, I am aware that I have been wasting a lot of money and have been taking myself off the road to becoming a "millionaire". I would like to read this month's issue and reflect on it carefully🫡

I am happy to walk more than 9,000 steps today in pleasant, not-too-cold weather!








【Japanese】

今日は比較的暖かい一日で、よく歩きました。

まずは夫の住民税の支払いのために郵便局へ。住民税は原則口座振替で払ってくださいということになっていますが、うちは納付書払いにしています(で、夫はすぐ忘れてしまうので支払いに行くのだけ私が代行してます)。来年1月末期限のものを、今日払い終わってスッキリです。

それにしても、住民税も所得税も健康保険料も年金も、全部高いですねー!特に健康保険と年金に脱退のしくみがないのは本当に納得がいかない気持ちです😩せめて年金だけでも辞めさせてもらって、自分たちで管理させてもらえないかな… なんてことを、住民税を納めに行く度に思ってます(精神衛生上悪いので口座振替にした方がいいのかな😅)

さて、その後は久しぶりにお寺に行ってみました。同じ敷地内に墓地のある小さなお寺です。ふと足元を見ると、皮がボコボコの、まるでカボチャのような大きな柑橘類が置かれていてギョッとしました。

何このみかん… 病気?と、とりあえず写真を撮って帰宅後に調べたところ、どうやら「獅子柚子」とか「鬼柚子」と呼ばれる種類の果物で、病気ではなかったみたいです。ほとんど皮で、実は少ないらしいですが。

このお地蔵様も好きです。水子地蔵のようですが、優しい表情で癒されます。


最後にコンビニに寄って家に帰ることにしました。

今日は雑誌『サンキュ!』が気になって買いました。普段雑誌はほとんど読まないのですが、『サンキュ!』だけは興味のある内容が多くて、年に3回程度ですが、買ってしまうんですよね。断捨離とか、カンタンなおかずレシピとか、ダイエットとか、節約術とか、貯金とか…。いわゆる「主婦雑誌」ってやつです。

ちょっとした工夫や意識の切り替えで、生活が良くなる情報が多い印象。あ、これなら私でもできそう、みたいなアイデアがいっぱいなのが好きです。

ただ今回の別冊付録は、なんと『あなたも億り人になれる本』で、ちょっとビックリしました。

え、『サンキュ!』ってそういう系の雑誌でしたっけ😂何というか、『一年で100万円貯まる!』とか、(秋ごろに)『年内にあと10万円貯める!』とか、そういうノリ(背伸びしない系)だと思ってました。それがついに「億り人」とは…急にレベルが上がっている?!

まあ年末ですし、来年以降のお金の計画を考える上でも面白い特集かもしれません。実際、私は無駄遣いが多く、「億り人」への道を自ら外れているという自覚はあるので、、、今月号を読んでよーく反省したいと思います。

今日は寒すぎない気候の中、気持ちよく9,000歩以上歩くことができて満足です。



This report was published via Actifit app (Android | iOS). Check out the original version here on actifit.io


26/12/2024
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Walking

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Healthcare and taxes are very expensive in the Netherlands as well, I guess it's the same for every developed country 🤨 My wife and me pay €360 monthly for just the health insurance

Health insurance premiums are about the same here. We rarely go to the hospital, so it seems very expensive to us...I know it's a very nice system to have when we have a serious illness, though.😭

Yeah, I never had anything serious but needed surgery last year... I saw the bill to my insurance company, €17.000 😱

Wow, €17,000 for surgery! 🤯
That really shows the value of having insurance, even if the monthly premiums feel high.
I hope you're fully recovered now!

Crazy, right? Yes I have 😀

サンキュと億り人のギャップに電車の中でしたが声を出して笑ってしまいました😂サンキュって存在は知っていましたが開いたことはなくて、今度帰国したときにチェックしてみます!私はもっぱらDanchuでしたっけ、そんな食べ物系ばかりで。。。

ベネッセの雑誌なんですよねー。サンプルで登場するお母さんたちも専業主婦とか、月数万円のパートの場合が多くて、お金系の特集は無理せず少しずつ!という雰囲気でした。それが突然億り人になったのでびっくりしています😂

dancyu、サイト見てみましたが美味しそうです!

ベネッセなのですね・・・!そこにもびっくりです。電子版があったので注文してみました。旅行から帰ってきて休養日なので、億り人特集で勉強します 💪 1月号にも「資産2倍!にする最強ルート教えます!」と書いてあって危うく両方買ってしまいそうになりました 😁 主婦雑誌って、小さい頃に美容院で週刊女性が置いてあって時々読んでみたことはあったものの、実は自分で買うの初めてな気がします。ドキドキ!

so will you be millionaire?

I want to be a Millionaire!

you can be a millionaire. i think this is doable?? one million yen :d

image.png

In Japan, people with 100 million yen are called Millionaires.
I want to be, but I don't know how to 😂😂

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