Typically (I think), Filipinos think of their compensation based on the monthly rate, as compared to other countries where they base their living on annual compensation. Anything received outside the usual monthly rate is being seen as a 'bonus'.
To namang si Scion dami agad nasabi. charot lang
So far, I don't have something big to buy yet this year, so after expenses and if there is anything left, then that would be sent to investments. :)
Minsan mapapa sana ol ka nalang talaga na walang bills to pay. PUSH sa more investments papayaman pa lalo.
Haha, kuripot kasi ako kaya I just delay any big purchase (assess need/want). So ideally, itatabi ko muna 13th month to absorb any unexpected expenses listed above. Sa investment ko muna tinatabi which also includes safe and liquid assets like Money market fund as an example :)
Kapag may sale at need ko na talaga, dun ako nagtritrigger to buy. :)