Since joining a cryptoblogging site years ago, I've been too eager to earn more so I can save more money that I can use in the future to have my life savings. It's part of my retirement plan. I never thought that I could be this dedicated to what I'm doing, as I see myself as a lazy bum. Lol. But when I started and when I finally had the taste of money, that pushed me more to exceed my limit and do more to earn more. There's money in there, so all I have to do is do my best. It's to have a beautiful future.
In my head, "So this is what it felt like when you have the money, it's like I'm on top of the world. I like the feeling." That time, I feel like I can buy everything, lol. I even thought, "So that's why people love to do overtime." I've been unemployed since forever, so there's no way of knowing it. I'm curious if I will be as dedicated as this if I have a day job. Money is beautiful, money is everything. It's just amazing how everything works smoothly if you have the money.
I know full well how it is without saving, and you don't have money to even buy your own shampoo. I can't even contribute to the house, and all I can do is some simple housework. It would be cool if I, too, could contribute to the house while also saving. And I finally achieved that, as I am also starting to contribute at home. It really feels amazing. I like the feeling of being able to be of use to the household. I can crave the dish that I want, then buy it using my money and eat it with the family.
But anyway, I am just glad that Mommy F taught me how important saving up is. Because of that, the urge to buy what I "want" is not so strong that I can still stop myself from doing that. Thanks to that, little by little, I was able to save even a small amount. I am happiest when I finally see a 6-digit number in my account. And because of that, it pushes me more to work hard to add more to it. It's not easy, but I get by. I only have one rule, save, save, save, spend a little, then save more.
So yes, I already started with my retirement plan, even though I don't have any work to retire from, lol. The first step should be saving up and using what's available on my end to successfully do that. I think saving crypto can give me an amazing result later, rather than withdrawing it and letting it sleep in the bank. Although it is super risky, the higher the risk, the higher the reward - I mean return later. All I can do now is trust my coin and save as much as I can. Unfortunately, I only have one source of income, so I have to be patient because this can really take so much time.
It will be better if I have a regular job that can give me more income. Saving up can progress a little faster, but anyway, I'm still glad that I have one. This will really take a lot longer, but it's better than no progress at all. To be honest, I don't wish for extravagance now, all I want is to save up and then live the rest of my life with my family without thinking about tomorrow. I know, I have a few goals, but seriously, I just really want everything to be as simple as that.
Of course, I also wish to go travel abroad, visit other places, and do a lot more, but I feel like all those things are just a little hassle. Weird right? I don't know why I almost have zero interest in anything. Maybe this is just because I am already happy and content with the way things are right now.
But anyways, after saving up, I will probably start looking for a land where I can build my kingdom, charrr, lol - a little kingdom, rather. I can call it my own and name it Ruffa M as its owner. This actually makes me feel more excited than traveling, I like it, but not that much. Owning a land is what pushes me more to work hard a little.
As of now, I haven't even reached 7% of what I intended to save. But I hope to reach 100% soonest. It'll be a hard one, but consistency is the key <(￣︶￣)>.
In summary, it is like this:
- Save Up.
- Save More
- Buy my own land.
- Save Again
Making it clear, simple and on point - but to achieve it is not easy feat. That's why I also need a lot of good luck. Good luck to me, and to you too, who's planning it. ᕦ⊙෴⊙ᕤ
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That money is everything! Yes, yes, yes... for someone who used to get what I wanted, from asking my parents to spending money on my own, it has made me realize how hard it is to make a living and earn money.
I love how you have set your goals with what you want, Ruffatot. I also disregarded some 'I want' things, and I also thought of building my kingdom the same way you did. Today, I realized the importance of having a house of my own, and I hope to achieve it someday. I wish you luck in achieving the things you want to achieve in life, Ruffa ~ fighting!
Right, some people it's not. Though we shouldn't really let money rule us, pero money is everything talaga. We can't achieve anything without it. And true, making a living and earning money is so hard. They always need effort and sipag.
Let's go do this! Mahirap pero para sa pangarap. Nuxxxx, lol. Good Luck satin ✨💪
Thanks for tagging me, ruffa! It's great you've already started saving for your retirement (kahit wala namang irretire ano? hahaha #goals!)
It's nice that you can control your wants. Goal ko rin 'to kaso ang dami kong gusto at arte sa buhay hahahaha As long as you're happy naman, go lang!
Goodluck sa pagpapalago pa ng retirement funds mo ✨🫶🏼
Hahahaha, yayayah 😆😆🤧, retire nalang sa katamaran or kalandian, charrrr HAHAHA.
Basta happy, gora, kelan pa natin eeenjo ang pinaghirapan diba, kapag uugod ugod na. Maganda din napagbibigyan ang wants sometimes lalo if maganda din naman effect non sayo. We're happier ✨✨
good luck with the retirement plan 💕 so far, i can barely save again so yung retirement plan ko from work pa lang yung malinaw na meron ako and that isn't much yet either. but you're pretty active so i feel like you've been able to save for your retirement plan
Yay, let's do this slowly and surely. Slowly coz wala tayong choice hahaha. If only we can make it faster no, but really impossible sa mahal na nanh bilihin, pati savings magagalaw talaga huhu
sana kaya bilisan eh, but idk parang sobrang stressful din pag naghanap ka pa ng other ways para bilisan ipon mo without doing anything illegal 😅
Yah true that, ang sarap na gumawa nang illegal ay, charrr, hahaha.
tara, let's do something illegal 🤣🤣
HAHAHAHAHA hoy baka mag gora na nga ako, pero wag HAHAHA di natin maeenjoy anh pinag hirapan if ever, lolol
I recently heard a story with a title "Bucket List". And same sa napakinggan ko, I know you can achieve your list. ❤️ You have a great mom kasi may mga nanay na hindi tinuturuan ang anak mag save. And no, hindi wierd ang wala kang hilig sa kung ano ano...you're just being you.Sabi nga sa isang training na napuntahan ko, "your feeling is normal and valid" 😁 ❤️Go go go lang sa Kingdom mo ❤️.God bless!
I'm claiming that, let's all claim our goals and dreams soon 💪🤩. It'll be a hard one for sure pero, gorabels pa rin. Unti untiin ✨.
It is truly important to save, not just for retirement but also for some inevitable occurences in life.
Yup, thay inevitable occurrence. Yong bigla nalang sarating at mangyayari. We're dead if we are not ready. Aguuy
Saving is definitely a big part of the overall process of planning for retirement. Hoping someday you can have your little kingdom and name it after yourself 😊
Right? To make it happen, save and save and save. Thank You, i'm gonna claim that ✨💪
Good luck po sa goal mo.😊
Thankssss, sayo din ✨
Walang anuman. 😊
Speaking of savings, worry ako Ngayon na walang papasok puro palabas haha..
It truly is important to save for the future, especially kung may emergency, at least meron mahuhugot.
!LADY
Ang hirap yan madam if puro labas, kaya need ng mapagkukuhanan nang income sp at least may babalik na kunti. Kahiral lang talaga ma earn nang kwarta aguuy
Buying your own land is key and even when you don't use it, you can always rent the land and passively make money from it.
Yes, that's what i'm thinking too. At least, if I can't manage it yet, but resting it will bring money too in my wallet .
As long it makes you happy, go for it. No matter what happens in your retirement, for sure you will still achieve something in life! Laban!🫶🏻
Yayyy, thank youuu 💪✨ Lavarnnn!
Save up (for emergency funds), then invest. It can be active investing (i.e. business) or passive (e.g. yield management). As they say, the first million is usually hard, but once you have it, the succeeding ones wouldn't be as hard (i.e. your next target is not 2M but 10M).
Also consider buying your own land. Would it be an asset or a liability? :)
Yes thank you, after a lot of saving up i'll surely study more about investing and where to put it or something.
And yep, thats on my list, to buy my own land. ✨
So glad na meron ka ng retirement plan ate, ako, so far wala parin, but I will share it soon siguro kapag nakapag-save narin ako :)
Yep, yep, maganda nang meron, kasama na yan para sa future ehe. Good luck sa tin uwu
You already have a good financial mindset than the rest of Filipinos.
What about
then you can better
that's financial freedom.
Yep, the 4th that would surely give me a better return later, at least i can add that to ny savings hehe
Sana all may retirement plan na. Keep it up sis and thanks for the mention. Sorry di talaga Ako active everyday. Daming obligation lalo na ngayon na pasukan na Naman hehehe. Pero pasilip-silip pa Rin Ako Dito.
Hehehe start kana din? Okay lang yan, how's the yong man ? Di ka naman hinabol on the first day og school? Hehe
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STOPSuch a great plan, @ruffatotmeee . I am rooting for all your plans as well. God bless.