Thank you for tagging po @ruffatotmeee 😊

Im not one to splurge all my 13th month salary because i always believe in saving for the rainy days. I was taught by my parents to be frugal but also prudent when it comes to my finances.

For my 13th month, i might spend a maximum of 40% for my family and friends. For gifts, i learned na hindi naman kailangan mamahalin talaga, as long as its presentable and modest. It should also be something of meaning. Or i might treat my siblings to a nice meal at the mall. While for the 60% of my remaining 13th month goes to my savings and investments. I honestly dont need anything for myself kasi na bili ko na yung mga kailangan ko the past few months. But we'll see baka ma budol din c ate gurl. Hahaha.