Ha ha, I really liked this one with the “paid” or “not paid yet” mood. 😄 You are very right. And I think that these feelings and behavior is one of the few things that unites all people in the world, no matter where they are - everyone feels calm and happy on their payday.
Regarding the use of banks - yes, it turned out that I too know young people who do not have a bank card and continue to insist on being served at the cash register in the bank, but as a rule, such queues are formed when in my country they give pensions to pensioners.