Hello @josevas217! Thanks for your post. I agree with you! It doesn't matter what are you doing, do you work for someone or are you self-employed, there are always risks. We can't eliminate all risks but we can reduce them by doing a proper analysis.
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That's a good point @irisworld
The risk will always be in what we do, there is no doubt about that. But we must always have different plans, just in case.