My entry:

The money I would use in two ways. I would spend about 12,000$ to start a business locally in our area. With the job situation being what it is after all these restrictions, local jobs will be very important.
The other 8,000$ will be to invest in a little bit of crypto for things like hive and others. That would be about 4,000$. The other 4,000$ will be spent in marketing both the business as well as the crypto platform we invested in. A good way to garner interest is to show local people something like hive.

Good luck to other entries!