Haha I guess different styles work for different people. I can see why the monthly day is a good activity from a habit standpoint. Most of the Hive that I get through posts and curations come to me as Hive Power by default already, so the only portions that I could power up are usually those SWAP.Hive which I get from divesting some of the Layer 2 tokens. It's not a lot so I usually do a clean up and power up either monthly or quarterly when I do a review of my account.
Yeah I hear you on that man. I don't opt for 100% power up posts but maybe I should? I don't know I like to play the markets too much. I don't make a lot of it but I do try to save some hive and HBD for the fluctuations!
I am on 50/50 for my posts as well. Usually I keep them as Hive and HBD as they are, unless there are some trading opportunities like sudden spikes hehe!