Yeah, but you can also for instance go 100% power up on posts to receive both as Hive (Power) when you feel like Hive is too low in the markets, then potentially power down a bit and sell for HBD later than just always accepting half as HBD. That's kind of a personal preference and can be a bit risky, though, if you have to wait a long time for the markets and may need some hbd(USD) at some point.
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This is also another advise. I haven't tried powering down ever since and don't experience it yet how it works.
Some also advice to keep the hbd, put it into savings for it to grows.
For now, I will go this way because I can easily sell my hbd if I need some finances. Thank you so much for your advice. Hopefully I can try it one day.