It's no secret that most of us struggle to get into the healthy habits of practicing sound personal finance. A recent OnePoll survey of 2,000 Americans brought this to light: four in ten Americans admitted to putting off dealing with their finances. This tendency to delay would be less alarming if it weren't coupled with a lack of financial knowledge. Only two in five people responding to the survey consider themselves more financially literate than others. At the same time, as many as 35% do not even know what "interest" means in the financial sphere.
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