Old people also make me nervous Sir Tom.
This is one of the best comments that I have seen here, as it is anchored on a re-imbursement plan.
Per example, so many of the new Lotto millionairs over here are broke after a year or two, simply because of their love for spending.
A simple and solid plan that includes income generation is an absolute imperative.

That's why we have lasted at Papillon for 20 years while hundreds of other non profits closed down.
A very sad thing when a charity has to close it's doors as it leaves so many in the lurch.
Quality skills training and education form a very important part of charity work to empower the communities.