Hello @george-dee

I agree with what you've written!

Money might not be able to buy happiness, but money sure doesn't make you miserable, and neither does it make you unhappy.

Taking care of responsibilities is important, and having money takes the stress away.
If we were to look at say Maslow's Hierarchy of Needs; Safety and Security is a human need, which can only be achieved by having money, since, money is the only medium of exchange that allows us humans to obtain anything we need.
I think you've applied great critical thinking to this idea that will forever be debatable.

Note: Yes, there are many wealthy famous people who are unhappy, but I wouldn't necessarily say it's the money that causes the unhappiness.

Nice one!