Hey G-Dog.
While reading this, I could feel my energy levels going down in sympathy with your irritation - that catch 22 you got into would really do my head in.
Keen to see the photo quality, although I still believe that it's half the phone camera and the rest the photographer, I know your photos are top notch so they won't disappoint.
My last phone transfer I didn't really bother to transfer anything. My banking app is still on my old phone which is a really poor idea because if that phone dies, well then I have a problem... but the fucking bank requires a DNA sample, half an appendix and a statement from the local sheriff's office to move your banking app over to a new phone number - needless to say, I haven't done that yet, I'm still rather attached to my appendix.
I think that once you've got it all set up, the frustration you endured will seem somewhat worth it.
It was a little frustrating, but probably not quite as bad as I made out in my post - That's the beauty of this being my blog, I can write whatever I like, add a little poetic license, and have a bit of fun. But yeah, it was mildly annoying.
I'll be doing a factory reset on my S20 and throwing it in the cupboard for a spare. I don't think I'd be keen to keep banking apps on it. It sounds like your bank has some next-level security though, it's not even that bad here.