I believe that Bitcoin will remain as an refugee asset or value protector, for payments will be adopted other cruptocurrencies like #BCH or Hive (HBD).
Of course, Bitcoin can be used for payments if increase his blocksize or LN get a full adoption (or another 2dn Layer come out for these purposes).
True. Bitcoin as it is can only function as money for currency exchanges between states or big businesses not for retail use.