Spend only the cash you currently have in your hand or in your checking account.
Many people do not have enough money to buy food at the end of the month. This is why they borrow money. Deep poverty is a very sad thing. I know. I see it every day. I am also poor. I am glad and happy that not deeply poor.
Many Americans live as if there is no tomorrow, robbing Peter to pay Paul.
It's difficult in extreme cases. One can get assistance here is the US, and if one lives frugally, it suffices.
We count our blessings.
My sis @kerrislravenhill and I live frugally. I am so proud of what we have accomplished.
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