So, what happens if Binance collapses? How do you see it?
I have a Binance account, but nowadays I am not using it, so it would not really affect me. Nowadays I use mostly Blocktrades and Coinbase. If Binance (or any other exchange) will collapse, then probably there will be one or more alternatives to it.
CZ responded to the concerns about insolvency himself. I wouldn't worry, but I also dont use anything affiliated with China which is where binance came from.