Those who took out a long-term loan at the historical lowest interest rate in my country have made great profit today in terms of two points. The repayments of the loans they took out are now devaluated due to the economic crisis. The other is that the value of the houses they bought have been incraesed.
yes, if they bought just before or at the beginning, all is well. As long as they are increasing their income according to the inflation, they are able to pay back faster. But, the cost of living is eating their ability to do so, which means most pay back at the same rate they were earlier.