I agree that for outsiders HBD might not be interesting at 12%, there are tons of platforms where you can stake stable coins and earn the same or more on a stable coin they actually use on a daily basis.

For them, it's easier to choose one of these stables over HBD because they don't use/know this one yet.

For us Hivers, this is a totally different story. I was already excited when the 10% APY popped up. Now that it's 12%, I set myself a goal to stake 2500 HBD by the end of the year as this is super appealing to me staking it here on my favourite platform where I earn most of my crypto anyway.

If at some point the APY will go up, even better, I can totally see how making this 15 to 20% would bring in a lot of new users.

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