I look forward to giving this a proper reply in a whole post of its own. However, I want to say that anyone who says that you can pray forth riches is telling you a horrible lie! Paul a hero of the faith was destitute and put in prison. Peter, an apostle, told the believers to endure for he knew hard time were coming.

God is a God of plenty but he is not a mystical genie who will grant all your wishes. His gifts are far more valuable than cash.

As for ways to make money beside working for it? All money requires work and dedication. Sometimes through diligent investing. Sometimes through entrepreneurial works. Sometimes by working a job. Always through being a responsible steward of what God has given you.