One of the key announcements was the expansion of installment loan options through Apple Pay. Starting today, users in the US and UK will have access to loans from Affirm, Monzo Flex, and Klarna. Additionally, Apple plans to expand access to installment loan options to include those from eligible credit or debit cards, such as Citi and Synchrony in the US, and other participating issuers with Fiserv. Outside the US, these options will be available from ANZ in Australia, DBS in Singapore, CaixaBank in Spain, and HSBC, NewDay, and Zilch in the UK. Furthermore, Klarna will be rolled out to Canada in the future, marking a significant expansion of the service.