IPO 'not top of mind'
Zopa is one of many fintech companies that has been viewed as a potential IPO candidate. Around two years ago, the firm said that it was planning to go public, but later decided to put those plans on ice, as high interest rates battered technology stocks and the IPO market froze over in 2022.

Janardana said he doesn't envision a public listing as an immediate priority, but noted he sees signs pointing toward a more favorable U.S. IPO market next year.