Is AI the Answer to Your Money Problems? We're Starting to Find Out
Some clever budgeters are using chatbots to make better spending decisions. Here's what AI can — and can't — do for you, according to personal finance experts.
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Sahan de Silva wanted more from his budgeting app than it could give him. PocketSmith tracked his monthly cash flow, but what he really needed was help making spending decisions in real time.
"I have this bad habit of going to cafes too much," de Silva said.
Checking his budget before popping into a cafe could help him keep that habit in check, but he found the experience frustrating. "I had to open PocketSmith, sometimes log in again and then go to my budget page. There was no way that I was gonna do that on the go to check something."
De Silva was already using the artificial intelligence chatbot ChatGPT throughout the day to look up information and ask questions about a variety of topics. So he thought it might be able to help him with this, too.
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