- XRP and the X-Rapid Plan (2008-2012): In 2008, Ripple introduced a new digital asset called XRP (X-Rapid). XRP was designed to be a fast and cheap way to transfer value across borders. The plan was to use XRP as a bridge currency to reduce the costs and complexity of cross-border payments. Initially, XRP was intended to be a temporary solution, but it eventually became a permanent part of the Ripple ecosystem.
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