I would say they are down the road a bit because of regulation. Both those are heavily regulated in most countries so the transition will be slow.
There are lots of things we are going to see change. I think gaming is going to bring in bigger numbers. We will also see social media change in 2022. The emergence of DAOs is also going to have an impact upon funding.
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I agree. Gaming and social media are the sectors that have the young and risk taking critical mass of users. It would be easy to disrupt compared to the regulated and heavily guarded real estate and insurance sectors.