Yep especially since pension funds are woefully underfunded and government programs are going to be stretched. With so little in people's home in terms of equity, they really have a difficult situation.

I think there is a race between technological deflation and all these people retiring. Will they be able to enjoy the cost reductions that we see as industries such as healthcare, construction, energy, and food get disrupted.

It might be too far out for many of them.

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