Well you are looking at DeFi now. What about collateralized lending through DeFi? How about swap systems?
There are tons of things that banks do internationally that can be replaced by DeFi.
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Yes, it could but I find that most of the Defi systems seem to be built on trust and people are chasing after yield. So most of the platforms look like they kind of die down after a while. While it's true the yield is higher, I don't really trust holding most farm tokens.
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