Ultimately I believe we will see a repeat of the newspaper industry. There will be many banks that fail as their business is taken away. However, a lot of it is generational. My mom, a pre Boomer, will only put her money in a bank. That is what she trusts, a basic savings account.
So we will see consolidation but the banks are in trouble with Millennials. They will hold their money on an app on a phone without thinking twice about it.
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I wonder what comes next after mobile apps in terms of the evolution of things and how we're going to interact with the world around us through the internet.
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I would say that we have to watch mixed reality. Both AR and VR hold great potential. It is a bit slow at the moment but I expect things to heat up at some point in terms of adoption.
Give it another couple years and that could be the "internet trend".
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