Anyone who claims to know is lying

Yes. It is all guesswork!

The important thing is to keep a moonfund of hive (that you never sell in case it 100x) and then trade with the rest and don't look back.

This is my plan. I have my base Hive held in mind and won't go below that - and will try to gather a lot more over the coming years.

So selling to take fiat and selling to invest in other things are two different scenarios IMO.

I am learning. I have never gone to fiat but for a very long time, I was 90% Hive. I have diversified a bit from there, but it is still a big bag.