Many people should consider that the existing Federal Reserve Note may not exist in the future.
This is true - digital currencies are coming, but what does it change in regard to who controls it, other than giving more control to them? At some point, it will be circumvented regardless I think.
Full adoption is the goal, but for a while at least, a side by side system will exist. What is going to be interesting is when people demand all businesses and governments perform and record on transparent blockchains.
The “control” aspect will be a main public talking point considering the average joe is experiencing loss of their purchasing power. When the common man realizes they are being sold a bill of goods you know the end is near. We are getting close to this point. This “basket of commodities” linked money I’ve been hearing about is probably what will occur next. Don’t be surprised if Bitcoin is included. Transparency is important and I think your right concerning this issue. There are truck loads of unaccounted fiat not to mention the fraud of Covid relief funds. When trust in money is lost there is no way to regain it see Terra..