This an amazing way of putting it, many financially rich or wealthy individuals are mostly one uncertain situation entering their lives before they lose their financially, especially in a world that's becoming more unpredictable and uncertain. Frankly, hustling is just a means to an end, I think this is the case for most people. So I like to focus more on the end, makes the hustling a bit more meaningful.
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You're right. Furthermore I think hustling gets exciting when it brings financial dividends. Without this, I think people would feel unmotivated and even cheated to an extent. Most of the times people who don't have money would hope they don't have these problems that becomes unaffordable for them.
Right, that part about financial dividends can feel like or become an addiction, the carrot and the stick type of situation. But it only takes us so far before we get bored of the money game, especially after consecutive losses.