The HBD holding. Don´t forget that you won´t get curation rewards for the HBDs, this adds up to the risk that the HBD stabilizers to their job or to the "risk" that just Hive goes higher than HBD (which just can happen anytime).
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HF25 will have 10% interest or so on HBD I think
Thanks, I was not aware. But until then lots of opportunities to fail with @trumpman´s approach.