Yes, and in doing so it opens financial opportunity for whoever is providing the liquid resources, and maybe the network as a whole, depending on how the interest is distributed. It only circumvents in seconds for the borrower. The chain still has 13 weeks. A lender makes a little scratch for holding liquid for lend. This seems reasonable to me. I may be missing something, lol, likely a lot, but on the surface it seems like a good idea to me.