Wow, just imagine if one day we realize that the whole world economy is like cryptocurrency with bullruns and bear markets, and the rich have been playing the game and manipulating the markets in a cyclical fashion forever to get rich.
Now that sounds like one of those conspiracy theories we later find out is true.
LOL.

Financial Hygene, is a new term for me, but I like it.
My outside voice likes it also.
Instead of telling people to improve their messy financial situation, I can now tell them to improve their financial hygene.
It impleues that some financial mistakes or situations are messy, which they are,
And some peoples finances are a mess, which they are,
But others finances are neat and tidy, because they cleaned them up.
Cool.
LOL do people still say that?
I guess the only thing that really matters is that I still say it, and I think you understand it.
So...cool.