As regards transfer of wealth, and the guy you said you saw online, the issue there maybe DISTRUST, which could be as a result of one's experience with his family (either nuclear or extended). However, such narrative can be influenced. If you didn't come from a good family, you can be intentional about building a good family of your own, where trust and core values (which especially has to do with handling money) can be taught. It starts from having a good wife, good children, making up a good family. But I love how you ended it... Even though wealth is important, it is still vanity. there's a need to place a balance... Get to know why you want to be wealthy. If for the wrong reasons, there are consequences that follow.