Great insights on Throswap. I have followed Erik from his centralized days. Never looked into Thorswap loan though. I find it a bit complex to navigate. I have a Rune-BTC pair experiment that I am holding since the last bull market.
With HBD, I do not have enough $$ to too much worry about the situation. I have read @edicted's posts but I do not fully understand the risk of the loan system yet. I am giving extra benefit of doubt to HBD just because I spend my time here in the ecosystem. But f Ups are f Ups and can happen anywhere.