The truth is that many social media have put too much emphasis on the fall of LUNA and UST, which is understandable given the importance of that crypto and its project and environment. And it is certainly true that many people lost all their money by having it invested in said project; but we must know that all cryptocurrencies (although investing in any crypto has its risks) are not the equal to LUNA, and that what LUNA and UST has happened to them, does not mean that it will necessarily happen to others (although nothing can ever be ruled out in this area).

It is also true, as you said, that when investing (and specially when we talk about cryptocurrencies investments), we must put money on the table that we can afford to lose; and this is something that, due to greed or inexperience, many times people forget.

Finally, excellent post. Greetings.