Sure, stay in your buble and don't look at the actual on chain data that shows the actual problem because it doesn't fit the perpetual motion machine free lunch narative. There is no sense in trying to explain things to someone who has already made up their mind before having looked at the actual data.

But again, that doesn't even matter because my comment wasn't even about that, its OK if you disagree with the arguments or even if you dismiss the data that shows their validity.

My comment was about you misrepresenting the pegging argument against 20% APR, a subject that you keep ignoring.