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Not really, where is it illegal for someone to give out their bank accounts (or venmo, pix account) to 'buy' crypto?

China and Bolivia I think it has been illegal. Some banking and laws are against crypto. I do agree there are ways and many places this can be set up to be done.

Is only illegal if you tell the bank you bought crypto. But all the bank can tell it's you did a tx to another account holder. But they can't tell if you just payed me back some money or are buying a hot dog from me at a Sunday market.