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Thats true. May I know from you why saving money consistently is even difficult?

The cares of life makes us anxious, so we have to use the little we have to sort out bills thus making saving seem impossible
#talkingpoint

I think that is the point. Another reason seem to be low income. Also when one does not have multiple income streams, it becomes difficult right?

Exactly, that's when management of funds comes in, at this point they do not have some left for savings

#talkingpoint

you don't prefer