Bears are a part of life and once one starts to realize that building is an opportunity during bear season the tide will turn. But as you say, as many cut and run during a bear event they will always lose out.
It is all indeed a mindset thing.
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My view is build in the bear times...build in the bull times...build when the bears and bulls are wrestling for control.
In other words, just keep building and growing the bags.
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Oh yes, I respect your view and we think alike on this issue, as I have been doing exactly the same.
Only wish that I had more IT and trading know how, but I am making do with what I have.