Well, look at it this way, I basically live on coffee and I am still my mad hatter self. No stimulation whatsoever.
Thankfully I am still my dumb-ass self and got into crypto in 2015. Not big mind you, as my first venture was in another space and when they shut down I walked with a profit of a few dollars for the charity. Cooled off for awhile and then got stuck into that other channel (Hive's predecessor) and subsequently now in Hive.

What I learned from all of the FUD stories over here, is that there are opportunities for ordinary people to bypass the banks and to do things by themselves, thereby skipping the middlemen to buy directly from the source. Else there would be no FUD.

Of course the tax man and the government are licking their lips watching crypto grow and they will do all in their power to get a cut. To the detriment of hard workers like me.