Chrometophobia - The Fear Of Not Having Enough Money

I was going to share an experience of a time I was way too conscious of my expenses that I kept thinking of the question "What if I don't have enough tomorrow?" and then I thought there would be a word for such fear, indeed, there is a word... Chrometophobia and believe me, this fear is real.

I would have said I have never had such fear but I'm reminded of that time and how I got rid of my cravings and even what I needed to curb the fear. I guess I'm not alone in this but I want to believe a lot of people who go through this have it in control when they realize they have that fear.

There are a lot of fears in the world and surprisingly, there are names for them if not all. I'm still surprised that "The fear of not having enough" has a name given to it. Chrometophobia also means "Fear of money" and the worse scenario is someone who fears to touch money or spend it which I highly doubt people are many who have this fear.

I mean, what's the essence of money if it won't be spent? So I feel having the fear of spending money is like an abuse to what money stands for. It is quite understandable for one to fear spending money because they fear that they won't have enough in the coming months or years and that is the one I'm focusing on for this post.

While this fear would help anyone save more in the present for the future, it also has it's downsides and very concerning ones at that. What happens if this fear continues and the person keeps saving and not getting what he or she really needs with the mind that they want to have enough in the future... When will the future ever come to stop the fear? I think that has an obvious answer already.

If you still don't get what it means to have Chrometophobia, here are a few examples.

I shared a glimpse of it in my lead image but here is a breakdown of the examples to help us understand that maybe you have the same fear and would need to get rid of it with the ways I'll share towards the end of this post.

• After a expensive buy, what if I don't have enough?

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People with this fear tend to think first of how much they need something, like a new wear or a new apartment, a new look or even a new bike. But after that comes the fear of "what if I don't have enough after I spend the money on this?" They worry too much about the future of no money which they are not even sure of how it would be like and they give up buying what they need for the now.

• After losing my job, what if I don't have enough money?

A job is taking away their joy in working, they don't like working under the nasty boss, they hate being abused emotionally by their team mates, they don't feel like leaving the house for work everyday but someone, they can't quit. Not because there isn't the option to leave but because of the fear that they won't have enough to sustain themselves until they get another job which is not certain too. Because of the fear, they stay in the job still saving for their future and kissing up to the annoying things about their job.

• After a vacation, what if I don't have enough money?

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People with this fear knows they need a vacation, like they've been saving for such an occasion and they have a lot prepared for it but somehow, they begin to fear that while they are gone, they may lose their job or something bad may happen and they will lose too much to not have enough after. They are very much aware how much they need a rest from everything, a good vacation but the possibility of them not having enough after keeps them away from carrying out the actions.

• After moving to a better apartment, what if I don't have enough money?

These set of people allow their fear to keep them in a place they are not comfortable with just to be sure they have enough money in the future. Even when they decide to move out, they won't go for a really good option with higher expense rate so they would keep having enough later. This makes them bear with whatever they have in the present and keep living like they don't need what they need.

Chrometophobia people are extra calculative and spend excessively less.

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We will give it to them that they can be very calculative, making budgets for even 10 years just to be sure they have enough in the time to come. And because of their over calculative habit, they spend very less and almost never spends too. They simply get rid of any action that would put a threat to them not having money in the future.

A way out of this fear is quite simple.

There's a possibility that people with this fear are unaware that they do and so, acknowledging it is a first step to getting rid of it. Another thing with these people which is quite obvious, they don't believe themselves or think that they could make their future even better which is highly possible. More ways to help this fear are:

• Believe in yourself.
• Believe you have propel who may have you back if such should happen.
• Prioritize your needs before anything else
• Try to keep a balance in your fear, not to get rid of it totally immediately.
• Learn the habit of having enough even when there isn't.

I'll stop here and learn more ways from you in the comment section. What do you think about people with this fear and how to minimize it? Do you think you have a little of this fear or it's worse like this? What are you doing to get rid of it?

Looking forward to comments on this, I appreciate you reading this far.

_{First image was designed with Canva}

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