I had not considered the scale of the foreign black market for physical US Dollars. I knew that the $20 bill USED to be the most-counterfeited Dollar bill in the world (before 2016). I did not know that the supply of physical $100 bills had exceeded the $1 bills supply in circulation.

You're right, few merchants accept $100 bills, for a variety of reasons, not the least of which being that they are so commonly-counterfeited. The security risk for carrying around $100 bills is also pretty high considering it is the highest-denomination bill in existence in the world, and it's been over 100 years since the $500 bill was circulating.

If we were to somehow target Nigeria, Venezuela, Cuba, Argentina, Brazil, South Africa, Pakistan, and Iran, for example, with the $HBD, the target market would be huge!

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